With Friends Like That…
As the old English proverb states, “With friends like these, who needs enemies?” If your girl (or guy) friends continually encourage you to spend your mortgage or rent money on that great Burberry raincoat or a week-end away in Las Vegas, you may need to find new friends. Their misguided advice, according to Gina Roberts-Grey on www.msnbc.com, “can quickly cause your credit score to careen downhill and your expenses to soar sky-high.”If, on the flip side, your best pal is the conservative voice of reason during these often difficult economic times, hang on for dear life and have him or her over for a nice dinner.Just like having a banana split can undermine a diet plan, this ‘economic cheating’ can wreak havoc with your budget plan. “’…The impact of those cheats is greater than you think and can prevent you from achieving the success you want,’” says Susan Hirshman, president of She LTD, a consulting firm focused on enhancing the financial literacy of women globally, and author of Does This Make My Assets Look Fat?Hirshman continues, “’If shopping is a big part of your friendship, leave your credit cards at home. This way you can only buy what you have the cash for.’” If your cadre of friends continually comes up with plans that do not fit into your budget, try following the advice of Amanda Walker, manager of GreenPath, Inc. Debt Solutions in Elkhart, Indiana. “’You can also capitalize on your creativity to save the friendship and your finances at the same time. If you initiate the invitation and come up with the ideas for activities, you have the controlling interest in planning the event.’”If you have insurmountable debt due to the difficult economy, take control of your future. For experienced and knowledgeable Chapter 7 or Chapter 13 personal bankruptcy assistance, trust the attorneys from Legal Helpers who have helped over 50,000 consumers in the last three years discharge their debt. For your free initial consultation, please call 800-260-1402 or log onto www.legalhelpers.com.
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